1. I have been turned down by several banks. Should I even bother applying?
Absolutely! We specialize in serving businesses that the banks decline. Different qualification criteria is used to make a decision, focusing on the business instead of the owner’s personal credit score. That’s how we can help businesses that others deny.

2. My FICO score is low. Is that a problem?
Your personal credit score is less important than your ability to run a successful business.

3. What is the process to get the money?
Just fill out a simple one page pre-qualification application. We can let you know how much you qualify for and how much the money will cost quickly – usually the same day. If the offer looks good, then you just send in a few documents to verify the information provided along with a signed agreement. After everything checks out, (and in some cases a merchant processing service is established), money is deposited into the business’ account. This process generally takes as few as 3 business days.

4. Why do you ask for my Social Security number?
We use this information as part of the verification and qualification process.

5. How do I make my payment?
The amount due will be automatically debited from the designated account so you don’t need to remember to make a payment.

6. Why are payments daily instead of monthly?
By collecting a little each day, your cash flow isn’t hit with one payment at the end of the month. That can be troublesome to a small business.

7. How much does this money cost?
The cost is determined by many factors. We will tell you upfront how much you will receive and the total cost. Numbers will be provided in total dollars, not a meaningless interest rate figure. That way, you can easily determine if you can make a return on your investment.

8. What can I use the money for?
Invest this money in almost any business purpose. Buy inventory, upgrade equipment, renovate, advertise, expand locations, pay taxes, cover unexpected expenses.

Meet these criteria?
Then apply now!

  • U.S. based business operating 6+ months
  • Annual revenue of $200K+
  • No open bankruptcies
  • Liens less than $175K
  • Money to be used for a business purpose